|
 |
|
|
 First State Bank and Trust Company, Inc.
First State Bank and Trust Company, Inc.
| RSSD ID 489548 | CERTIFICATE 14185 | ABA NUMBER 81517907 |
| 100 W 3rd St |
Quarter Ended : |
2025-03-31 |
| Caruthersville, Missouri, 63830 |
Updated : |
2025-04-16 |
| www.fsbtrust.com |
|
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
85 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 594,335 |
|
Total Interest Income | 9,266 |
| Total Liabilities | 533,952 |
|
Total NonInterest Income | 801 |
| Total Bank Equity Capital | 60,383 |
|
Total Interest Expense | 2,869 |
| Total Deposits | 519,477 |
|
Total NonInterest Expense | 3,741 |
| Net Loans & Leases | 433,385 |
|
Net Income | 2,357 |
| Loan Loss Allowance | 5,458 |
|
Net Charge Offs | 453 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 441,695 |
| Total assets for the leverage ratio | 622,164 |
|
Loans secured by real estate: | 276,586 |
| Tier 1 Leverage Ratio | 11.89 |
|
Commercial and industrial loans | 81,145 |
| Off Balance Sheet Exposures (%) | 8.13 |
|
Loans to individuals - Credit Cards | 610 |
| Trading Assets and Liabilities (%) | 0.07 |
|
Loans to individuals - Other | 12,843 |
|
|
|
|
:· First State Bank and Trust Company, Inc.
