|
 |
|
|
 Flatwater Bank
Flatwater Bank
| RSSD ID 493152 | CERTIFICATE 10639 | ABA NUMBER 104901607 |
| 900 Lake Ave |
Quarter Ended : |
2025-09-30 |
| Gothenburg, Nebraska, 69138 |
Updated : |
2025-10-22 |
| www.flatwater.bank |
|
| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
40 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 333,949 |
|
Total Interest Income | 14,089 |
| Total Liabilities | 304,911 |
|
Total NonInterest Income | 1,915 |
| Total Bank Equity Capital | 29,038 |
|
Total Interest Expense | 5,719 |
| Total Deposits | 278,244 |
|
Total NonInterest Expense | 5,482 |
| Net Loans & Leases | 258,352 |
|
Net Income | 4,237 |
| Loan Loss Allowance | 3,668 |
|
Net Charge Offs | (177) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 255,412 |
| Total assets for the leverage ratio | 326,019 |
|
Loans secured by real estate: | 96,783 |
| Tier 1 Leverage Ratio | 9.67 |
|
Commercial and industrial loans | 36,323 |
| Off Balance Sheet Exposures (%) | 0.16 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,248 |
|
|
|
|
:· Flatwater Bank
