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 Flatwater Bank
Flatwater Bank
| RSSD ID 493152 | CERTIFICATE 10639 | ABA NUMBER 104901607 |
| 900 Lake Ave |
Quarter Ended : |
2025-03-31 |
| Gothenburg, Nebraska, 69138 |
Updated : |
2025-04-28 |
| www.flatwater.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 299,677 |
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Total Interest Income | 4,387 |
| Total Liabilities | 273,765 |
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Total NonInterest Income | 612 |
| Total Bank Equity Capital | 25,912 |
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Total Interest Expense | 1,869 |
| Total Deposits | 270,518 |
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Total NonInterest Expense | 1,711 |
| Net Loans & Leases | 224,244 |
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Net Income | 1,290 |
| Loan Loss Allowance | 3,046 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 224,694 |
| Total assets for the leverage ratio | 298,792 |
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Loans secured by real estate: | 92,046 |
| Tier 1 Leverage Ratio | 9.96 |
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Commercial and industrial loans | 31,953 |
| Off Balance Sheet Exposures (%) | 0.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,527 |
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:· Flatwater Bank
