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Bank & Trust Company
Bank & Trust Company
RSSD ID 496845 | CERTIFICATE 1047 | ABA NUMBER 81903537 |
401 N Madison St |
Quarter Ended : |
2025-03-31 |
Litchfield, Illinois, 62056 |
Updated : |
2025-04-29 |
www.banktr.com |
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Institution Profile |
Year Opened : |
1902 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
11 |
Number of Employees : |
99 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 602,303 |
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Total Interest Income | 7,368 |
Total Liabilities | 542,872 |
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Total NonInterest Income | 666 |
Total Bank Equity Capital | 59,431 |
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Total Interest Expense | 2,611 |
Total Deposits | 511,407 |
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Total NonInterest Expense | 3,438 |
Net Loans & Leases | 377,465 |
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Net Income | 1,423 |
Loan Loss Allowance | 6,666 |
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Net Charge Offs | 25 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 69,705 |
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Total loans | 386,481 |
Total assets for the leverage ratio | 590,813 |
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Loans secured by real estate: | 289,079 |
Tier 1 Leverage Ratio | 10.94 |
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Commercial and industrial loans | 45,991 |
Tier 1 Capital Ratio | 16.03 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 17.29 |
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Loans to individuals - Other | 24,230 |
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