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 Commercial Bank
Commercial Bank
| RSSD ID 497039 | CERTIFICATE 22354 | ABA NUMBER 64202983 |
| 6710 Cumberland Gap Pkwy |
Quarter Ended : |
2025-09-30 |
| Harrogate, Tennessee, 37752 |
Updated : |
2025-10-28 |
| www.cbtn.com |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
40 |
Number of Employees : |
289 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,189,861 |
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Total Interest Income | 91,466 |
| Total Liabilities | 1,928,906 |
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Total NonInterest Income | 7,142 |
| Total Bank Equity Capital | 260,955 |
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Total Interest Expense | 30,130 |
| Total Deposits | 1,780,671 |
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Total NonInterest Expense | 30,983 |
| Net Loans & Leases | 1,736,648 |
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Net Income | 29,233 |
| Loan Loss Allowance | 17,942 |
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Net Charge Offs | 263 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 275,898 |
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Total loans | 1,754,753 |
| Total assets for the leverage ratio | 2,143,549 |
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Loans secured by real estate: | 1,585,750 |
| Tier 1 Leverage Ratio | 12.03 |
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Commercial and industrial loans | 144,243 |
| Tier 1 Capital Ratio | 14.17 |
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Loans to individuals - Credit Cards | 1,145 |
| Total Capital Ratio | 15.16 |
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Loans to individuals - Other | 13,463 |
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:· Commercial Bank
