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 Focus Bank
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Focus Bank
| RSSD ID 498148 | CERTIFICATE 1426 | ABA NUMBER 81517732 |
| 101 South Main Street |
Quarter Ended : |
2026-03-31 |
| Charleston, Missouri, 63834 |
Updated : |
2026-04-28 |
| www.focusbank.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
165 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 885,782 |
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Total Interest Income | 13,240 |
| Total Liabilities | 783,908 |
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Total NonInterest Income | 1,488 |
| Total Bank Equity Capital | 101,874 |
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Total Interest Expense | 4,163 |
| Total Deposits | 696,064 |
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Total NonInterest Expense | 6,917 |
| Net Loans & Leases | 698,528 |
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Net Income | 3,315 |
| Loan Loss Allowance | 8,599 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 724,455 |
| Total assets for the leverage ratio | 886,383 |
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Loans secured by real estate: | 576,910 |
| Tier 1 Leverage Ratio | 12.01 |
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Commercial and industrial loans | 63,820 |
| Off Balance Sheet Exposures (%) | 7.24 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,256 |
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:· Focus Bank
