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 Focus Bank
Focus Bank
| RSSD ID 498148 | CERTIFICATE 1426 | ABA NUMBER 81517732 |
| 101 South Main Street |
Quarter Ended : |
2025-09-30 |
| Charleston, Missouri, 63834 |
Updated : |
2025-10-30 |
| www.focusbank.com |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
170 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 861,562 |
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Total Interest Income | 38,765 |
| Total Liabilities | 760,771 |
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Total NonInterest Income | 4,113 |
| Total Bank Equity Capital | 100,791 |
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Total Interest Expense | 12,328 |
| Total Deposits | 652,404 |
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Total NonInterest Expense | 20,049 |
| Net Loans & Leases | 713,871 |
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Net Income | 9,737 |
| Loan Loss Allowance | 7,808 |
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Net Charge Offs | 314 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 719,166 |
| Total assets for the leverage ratio | 860,208 |
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Loans secured by real estate: | 558,276 |
| Tier 1 Leverage Ratio | 12.26 |
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Commercial and industrial loans | 65,757 |
| Off Balance Sheet Exposures (%) | 14.87 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,993 |
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:· Focus Bank
