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American National Bank & Trust
American National Bank & Trust
| RSSD ID 498362 | CERTIFICATE 22373 | ABA NUMBER 111907144 |
| 2732a Midwestern Pkwy |
Quarter Ended : |
2025-09-30 |
| Wichita Falls, Texas, 76308 |
Updated : |
2025-10-27 |
| www.amnat.com |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
325 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,344,737 |
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Total Interest Income | 99,546 |
| Total Liabilities | 2,102,702 |
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Total NonInterest Income | 21,825 |
| Total Bank Equity Capital | 242,035 |
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Total Interest Expense | 50,089 |
| Total Deposits | 2,070,914 |
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Total NonInterest Expense | 49,039 |
| Net Loans & Leases | 1,774,471 |
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Net Income | 15,776 |
| Loan Loss Allowance | 18,198 |
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Net Charge Offs | 3,520 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 259,870 |
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Total loans | 1,794,526 |
| Total assets for the leverage ratio | 2,332,743 |
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Loans secured by real estate: | 1,536,029 |
| Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 113,041 |
| Tier 1 Capital Ratio | 12.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.69 |
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Loans to individuals - Other | 16,276 |
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