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Home Loan State Bank
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Home Loan State Bank
| RSSD ID 499154 | CERTIFICATE 90040 | ABA NUMBER 302188675 |
| 205 N 4th St |
Quarter Ended : |
2026-03-31 |
| Grand Junction, Colorado, 81501 |
Updated : |
2026-04-28 |
| www.hlsb.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 230,497 |
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Total Interest Income | 2,674 |
| Total Liabilities | 214,546 |
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Total NonInterest Income | 90 |
| Total Bank Equity Capital | 15,951 |
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Total Interest Expense | 972 |
| Total Deposits | 211,400 |
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Total NonInterest Expense | 1,257 |
| Net Loans & Leases | 86,133 |
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Net Income | 435 |
| Loan Loss Allowance | 935 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 19,727 |
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Total loans | 86,000 |
| Total assets for the leverage ratio | 238,232 |
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Loans secured by real estate: | 59,406 |
| Tier 1 Leverage Ratio | 7.89 |
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Commercial and industrial loans | 19,790 |
| Tier 1 Capital Ratio | 16.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.29 |
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Loans to individuals - Other | 596 |
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