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 West Alabama Bank & Trust
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West Alabama Bank & Trust
| RSSD ID 501132 | CERTIFICATE 16175 | ABA NUMBER 62205704 |
| 509 1st Ave W |
Quarter Ended : |
2026-06-30 |
| Reform, Alabama, 35481 |
Updated : |
2026-08-05 |
| www.wabt.com |
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| Institution Profile |
| Year Opened : |
1944 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
159 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 928,951 |
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Total Interest Income | 23,924 |
| Total Liabilities | 831,337 |
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Total NonInterest Income | 3,368 |
| Total Bank Equity Capital | 97,614 |
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Total Interest Expense | 8,101 |
| Total Deposits | 806,413 |
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Total NonInterest Expense | 10,531 |
| Net Loans & Leases | 596,727 |
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Net Income | 6,095 |
| Loan Loss Allowance | 7,132 |
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Net Charge Offs | 465 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 597,130 |
| Total assets for the leverage ratio | 955,319 |
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Loans secured by real estate: | 505,711 |
| Tier 1 Leverage Ratio | 12.22 |
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Commercial and industrial loans | 67,058 |
| Off Balance Sheet Exposures (%) | 0.09 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,570 |
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:· West Alabama Bank & Trust
