|
 |
|
|
 First State Bank of DeKalb County
|
First State Bank of DeKalb County
| RSSD ID 504535 | CERTIFICATE 23815 | ABA NUMBER 62203308 |
| 2407 Gault Ave N |
Quarter Ended : |
2026-06-30 |
| Fort Payne, Alabama, 35967 |
Updated : |
2026-07-23 |
| www.fsbal.com |
|
| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
55 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 353,843 |
|
Total Interest Income | 10,859 |
| Total Liabilities | 305,088 |
|
Total NonInterest Income | 672 |
| Total Bank Equity Capital | 48,755 |
|
Total Interest Expense | 1,871 |
| Total Deposits | 298,992 |
|
Total NonInterest Expense | 4,339 |
| Net Loans & Leases | 205,255 |
|
Net Income | 4,006 |
| Loan Loss Allowance | 2,772 |
|
Net Charge Offs | 17 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 52,696 |
|
Total loans | 203,981 |
| Total assets for the leverage ratio | 354,451 |
|
Loans secured by real estate: | 159,941 |
| Tier 1 Leverage Ratio | 14.13 |
|
Commercial and industrial loans | 21,815 |
| Tier 1 Capital Ratio | 24.03 |
|
Loans to individuals - Credit Cards | 1,155 |
| Total Capital Ratio | 25.28 |
|
Loans to individuals - Other | 15,735 |
|
|
|
|
:· First State Bank of DeKalb County
