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 First State Bank of DeKalb County
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First State Bank of DeKalb County
| RSSD ID 504535 | CERTIFICATE 23815 | ABA NUMBER 62203308 |
| 2407 Gault Ave N |
Quarter Ended : |
2026-03-31 |
| Fort Payne, Alabama, 35967 |
Updated : |
2026-04-23 |
| www.fsbal.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 352,899 |
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Total Interest Income | 5,454 |
| Total Liabilities | 305,938 |
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Total NonInterest Income | 332 |
| Total Bank Equity Capital | 46,961 |
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Total Interest Expense | 907 |
| Total Deposits | 299,311 |
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Total NonInterest Expense | 2,242 |
| Net Loans & Leases | 195,119 |
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Net Income | 2,014 |
| Loan Loss Allowance | 2,683 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,750 |
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Total loans | 194,666 |
| Total assets for the leverage ratio | 345,489 |
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Loans secured by real estate: | 151,254 |
| Tier 1 Leverage Ratio | 13.96 |
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Commercial and industrial loans | 21,760 |
| Tier 1 Capital Ratio | 23.91 |
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Loans to individuals - Credit Cards | 1,160 |
| Total Capital Ratio | 25.17 |
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Loans to individuals - Other | 15,439 |
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:· First State Bank of DeKalb County
