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 The First National Bank of Germantown
The First National Bank of Germantown
| RSSD ID 505916 | CERTIFICATE 6592 | ABA NUMBER 42206503 |
| 17 N Main St |
Quarter Ended : |
2025-12-31 |
| Germantown, Ohio, 45327 |
Updated : |
2026-01-23 |
| www.fnbgermantown.com |
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| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 93,682 |
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Total Interest Income | 3,997 |
| Total Liabilities | 86,154 |
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Total NonInterest Income | 453 |
| Total Bank Equity Capital | 7,528 |
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Total Interest Expense | 1,394 |
| Total Deposits | 82,891 |
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Total NonInterest Expense | 2,467 |
| Net Loans & Leases | 55,801 |
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Net Income | 462 |
| Loan Loss Allowance | 452 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,480 |
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Total loans | 54,403 |
| Total assets for the leverage ratio | 94,516 |
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Loans secured by real estate: | 46,678 |
| Tier 1 Leverage Ratio | 8.49 |
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Commercial and industrial loans | 4,895 |
| Tier 1 Capital Ratio | 17.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.55 |
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Loans to individuals - Other | 3,626 |
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:· The First National Bank of Germantown
