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The First National Bank of Germantown
The First National Bank of Germantown
RSSD ID 505916 | CERTIFICATE 6592 | ABA NUMBER 42206503
17 N Main St Quarter Ended : 2025-03-31
Germantown, Ohio, 45327 Updated : 2025-04-28
www.fnbgermantown.com

Institution Profile
Year Opened : 1863 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : All Other Under 1 Billion
Number of Offices : 1 Number of Employees : 14
Related Company Filings Regulator
 MAIN STREET CAPITAL CO FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets91,596
Total Interest Income972
Total Liabilities84,867
Total NonInterest Income94
Total Bank Equity Capital6,729
Total Interest Expense356
Total Deposits81,656
Total NonInterest Expense580
Net Loans & Leases55,804
Net Income103
Loan Loss Allowance453
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital8,121
Total loans56,545
Total assets for the leverage ratio92,639
Loans secured by real estate:48,306
Tier 1 Leverage Ratio8.28
Commercial and industrial loans4,242
Tier 1 Capital Ratio17.4
Loans to individuals - Credit Cards0
Total Capital Ratio18.43
Loans to individuals - Other3,928





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury