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 CS Bank
CS Bank
| RSSD ID 514048 | CERTIFICATE 5635 | ABA NUMBER 82904726 |
| 70 S Main St |
Quarter Ended : |
2025-12-31 |
| Eureka Springs, Arkansas, 72632 |
Updated : |
2026-01-10 |
| www.cs.bank |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 614,162 |
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Total Interest Income | 39,983 |
| Total Liabilities | 542,289 |
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Total NonInterest Income | 6,053 |
| Total Bank Equity Capital | 71,873 |
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Total Interest Expense | 13,188 |
| Total Deposits | 474,827 |
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Total NonInterest Expense | 17,419 |
| Net Loans & Leases | 494,403 |
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Net Income | 13,629 |
| Loan Loss Allowance | 8,932 |
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Net Charge Offs | 592 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 498,055 |
| Total assets for the leverage ratio | 615,278 |
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Loans secured by real estate: | 435,340 |
| Tier 1 Leverage Ratio | 11.68 |
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Commercial and industrial loans | 28,682 |
| Off Balance Sheet Exposures (%) | 11.43 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,021 |
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:· CS Bank
