Nebraska State Bank Financial Reports

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Nebraska State Bank

RSSD ID 514057 \| CERTIFICATE 16516 \| ABA NUMBER 104113712
202 N Fourth St	Quarter Ended :	2025-09-30
Lynch, Nebraska, 68746	Updated :	2025-10-10

Institution Profile
Year Opened :	1946	Institution Type :	Commercial bank
Entity Type :	State	Federal Regulator :	FDIC
Member Federal Reserve :	No	S-Corp :	No
Fiduciary Powers :	No	Powers Exercised :	No
Filing Type :	051

Specialization :	Agricultural Specialization
Number of Offices :	1	Number of Employees :	5

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	20,452	Total Interest Income	637
Total Liabilities	17,552	Total NonInterest Income	19
Total Bank Equity Capital	2,900	Total Interest Expense	135
Total Deposits	17,361	Total NonInterest Expense	440
Net Loans & Leases	6,912	Net Income	62
Loan Loss Allowance	142	Net Charge Offs	0

Regulatory Capital		Quarterly Averages (USD, in thousands)
Community Bank Leverage Ratio	Yes	Total loans	7,160
Total assets for the leverage ratio	20,321	Loans secured by real estate:	2,541
Tier 1 Leverage Ratio	14.27	Commercial and industrial loans	745
Off Balance Sheet Exposures (%)	1.24	Loans to individuals - Credit Cards	0
Trading Assets and Liabilities (%)	0	Loans to individuals - Other	247

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury