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 Citizens Bank
Citizens Bank
| RSSD ID 514132 | CERTIFICATE 324 | ABA NUMBER 65304385 |
| 814 Main St |
Quarter Ended : |
2025-03-31 |
| Columbia, Mississippi, 39429 |
Updated : |
2025-04-29 |
| www.citizensbk.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
118 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 474,772 |
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Total Interest Income | 6,545 |
| Total Liabilities | 420,483 |
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Total NonInterest Income | 1,124 |
| Total Bank Equity Capital | 54,289 |
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Total Interest Expense | 1,387 |
| Total Deposits | 416,115 |
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Total NonInterest Expense | 3,825 |
| Net Loans & Leases | 298,343 |
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Net Income | 2,204 |
| Loan Loss Allowance | 3,732 |
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Net Charge Offs | 998 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,009 |
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Total loans | 301,866 |
| Total assets for the leverage ratio | 474,680 |
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Loans secured by real estate: | 236,443 |
| Tier 1 Leverage Ratio | 12.7 |
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Commercial and industrial loans | 38,981 |
| Tier 1 Capital Ratio | 20.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.46 |
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Loans to individuals - Other | 17,542 |
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:· Citizens Bank
