|
 |
|
|
 PeoplesSouth Bank
PeoplesSouth Bank
| RSSD ID 518037 | CERTIFICATE 21292 | ABA NUMBER 61202371 |
| 203 W Crawford St |
Quarter Ended : |
2025-03-31 |
| Colquitt, Georgia, 39837 |
Updated : |
2025-04-29 |
| www.peoplessouth.com |
|
| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
33 |
Number of Employees : |
201 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,119,794 |
|
Total Interest Income | 15,397 |
| Total Liabilities | 1,060,344 |
|
Total NonInterest Income | 1,434 |
| Total Bank Equity Capital | 59,450 |
|
Total Interest Expense | 5,266 |
| Total Deposits | 1,052,252 |
|
Total NonInterest Expense | 6,163 |
| Net Loans & Leases | 753,467 |
|
Net Income | 3,732 |
| Loan Loss Allowance | 10,398 |
|
Net Charge Offs | 29 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 753,833 |
| Total assets for the leverage ratio | 1,109,513 |
|
Loans secured by real estate: | 629,759 |
| Tier 1 Leverage Ratio | 10.42 |
|
Commercial and industrial loans | 64,776 |
| Off Balance Sheet Exposures (%) | 15.18 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 17,080 |
|
|
|
|
:· PeoplesSouth Bank
