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 PeoplesSouth Bank
PeoplesSouth Bank
| RSSD ID 518037 | CERTIFICATE 21292 | ABA NUMBER 61202371 |
| 203 W Crawford St |
Quarter Ended : |
2025-09-30 |
| Colquitt, Georgia, 39837 |
Updated : |
2025-10-24 |
| www.peoplessouth.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
33 |
Number of Employees : |
198 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,170,615 |
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Total Interest Income | 48,333 |
| Total Liabilities | 1,098,720 |
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Total NonInterest Income | 3,247 |
| Total Bank Equity Capital | 71,895 |
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Total Interest Expense | 16,020 |
| Total Deposits | 1,090,281 |
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Total NonInterest Expense | 19,111 |
| Net Loans & Leases | 792,929 |
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Net Income | 11,875 |
| Loan Loss Allowance | 10,197 |
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Net Charge Offs | 430 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 803,126 |
| Total assets for the leverage ratio | 1,170,616 |
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Loans secured by real estate: | 654,610 |
| Tier 1 Leverage Ratio | 10.57 |
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Commercial and industrial loans | 66,254 |
| Off Balance Sheet Exposures (%) | 12.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,717 |
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:· PeoplesSouth Bank
