|
 |
|
|
 Peoples Bank
Peoples Bank
| RSSD ID 519445 | CERTIFICATE 1562 | ABA NUMBER 83905083 |
| 265 Old Springfield Rd |
Quarter Ended : |
2025-09-30 |
| Lebanon, Kentucky, 40033 |
Updated : |
2025-10-31 |
| www.pboflebanon.com |
|
| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
26 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 189,490 |
|
Total Interest Income | 8,263 |
| Total Liabilities | 175,569 |
|
Total NonInterest Income | 196 |
| Total Bank Equity Capital | 13,921 |
|
Total Interest Expense | 3,139 |
| Total Deposits | 166,867 |
|
Total NonInterest Expense | 3,249 |
| Net Loans & Leases | 161,021 |
|
Net Income | 1,438 |
| Loan Loss Allowance | 1,285 |
|
Net Charge Offs | 29 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 157,765 |
| Total assets for the leverage ratio | 187,976 |
|
Loans secured by real estate: | 112,280 |
| Tier 1 Leverage Ratio | 9.14 |
|
Commercial and industrial loans | 36,975 |
| Off Balance Sheet Exposures (%) | 7.32 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,543 |
|
|
|
|
:· Peoples Bank
