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 Northfield Savings Bank
Northfield Savings Bank
| RSSD ID 520003 | CERTIFICATE 14140 | ABA NUMBER 211672683 |
| 33 S Main St |
Quarter Ended : |
2025-12-31 |
| Northfield, Vermont, 5663 |
Updated : |
2026-01-27 |
| www.nsbvt.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
177 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,610,517 |
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Total Interest Income | 64,588 |
| Total Liabilities | 1,458,410 |
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Total NonInterest Income | 7,305 |
| Total Bank Equity Capital | 152,107 |
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Total Interest Expense | 24,742 |
| Total Deposits | 1,363,156 |
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Total NonInterest Expense | 38,931 |
| Net Loans & Leases | 1,137,615 |
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Net Income | 6,268 |
| Loan Loss Allowance | 9,785 |
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Net Charge Offs | 218 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,143,905 |
| Total assets for the leverage ratio | 1,632,104 |
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Loans secured by real estate: | 981,936 |
| Tier 1 Leverage Ratio | 10.23 |
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Commercial and industrial loans | 128,569 |
| Off Balance Sheet Exposures (%) | 13.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,728 |
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:· Northfield Savings Bank
