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 ACNB Bank
ACNB Bank
| RSSD ID 5210 | CERTIFICATE 7506 | ABA NUMBER 31309945 |
| 16 Lincoln Sq |
Quarter Ended : |
2025-12-31 |
| Gettysburg, Pennsylvania, 17325 |
Updated : |
2026-01-28 |
| www.acnb.com |
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| Institution Profile |
| Year Opened : |
1857 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
33 |
Number of Employees : |
450 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,211,593 |
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Total Interest Income | 163,212 |
| Total Liabilities | 2,813,292 |
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Total NonInterest Income | 22,621 |
| Total Bank Equity Capital | 398,301 |
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Total Interest Expense | 39,130 |
| Total Deposits | 2,475,524 |
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Total NonInterest Expense | 91,136 |
| Net Loans & Leases | 2,306,842 |
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Net Income | 37,805 |
| Loan Loss Allowance | 23,672 |
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Net Charge Offs | 334 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 376,125 |
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Total loans | 2,362,682 |
| Total assets for the leverage ratio | 3,223,991 |
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Loans secured by real estate: | 2,139,790 |
| Tier 1 Leverage Ratio | 10.92 |
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Commercial and industrial loans | 132,655 |
| Tier 1 Capital Ratio | 14.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.3 |
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Loans to individuals - Other | 10,026 |
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:· ACNB Bank
