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 The Commercial Bank Of Ozark
The Commercial Bank Of Ozark
| RSSD ID 522034 | CERTIFICATE 17975 | ABA NUMBER 62106120 |
| 208 S Merrick Ave |
Quarter Ended : |
2025-09-30 |
| Ozark, Alabama, 36360 |
Updated : |
2025-10-23 |
| www.cbozark.com |
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| Institution Profile |
| Year Opened : |
1959 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 114,023 |
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Total Interest Income | 3,423 |
| Total Liabilities | 109,383 |
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Total NonInterest Income | 662 |
| Total Bank Equity Capital | 4,640 |
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Total Interest Expense | 968 |
| Total Deposits | 107,516 |
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Total NonInterest Expense | 2,614 |
| Net Loans & Leases | 51,052 |
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Net Income | 473 |
| Loan Loss Allowance | 573 |
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Net Charge Offs | 25 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,210 |
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Total loans | 51,270 |
| Total assets for the leverage ratio | 120,996 |
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Loans secured by real estate: | 23,818 |
| Tier 1 Leverage Ratio | 8.78 |
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Commercial and industrial loans | 20,611 |
| Tier 1 Capital Ratio | 19.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.12 |
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Loans to individuals - Other | 4,675 |
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:· The Commercial Bank Of Ozark
