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 First State Bank
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First State Bank
| RSSD ID 524766 | CERTIFICATE 18301 | ABA NUMBER 111323689 |
| One Commerce Park |
Quarter Ended : |
2026-06-30 |
| Shallowater, Texas, 79363 |
Updated : |
2026-07-23 |
| www.fsbshallowater.com |
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| Institution Profile |
| Year Opened : |
1960 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 150,794 |
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Total Interest Income | 4,834 |
| Total Liabilities | 124,312 |
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Total NonInterest Income | 208 |
| Total Bank Equity Capital | 26,482 |
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Total Interest Expense | 1,421 |
| Total Deposits | 122,913 |
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Total NonInterest Expense | 2,624 |
| Net Loans & Leases | 105,666 |
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Net Income | 997 |
| Loan Loss Allowance | 1,491 |
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Net Charge Offs | 94 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 98,610 |
| Total assets for the leverage ratio | 150,965 |
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Loans secured by real estate: | 80,550 |
| Tier 1 Leverage Ratio | 15.9 |
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Commercial and industrial loans | 10,755 |
| Off Balance Sheet Exposures (%) | 9.17 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,554 |
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:· First State Bank
