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 Lake Ridge Bank
Lake Ridge Bank
| RSSD ID 525549 | CERTIFICATE 15091 | ABA NUMBER 75904953 |
| 8301 University Ave |
Quarter Ended : |
2025-03-31 |
| Middleton, Wisconsin, 53562 |
Updated : |
2025-04-28 |
| www.lakeridge.bank |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
362 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,102,136 |
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Total Interest Income | 39,180 |
| Total Liabilities | 2,786,468 |
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Total NonInterest Income | 4,551 |
| Total Bank Equity Capital | 315,668 |
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Total Interest Expense | 18,103 |
| Total Deposits | 2,560,134 |
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Total NonInterest Expense | 18,672 |
| Net Loans & Leases | 2,373,280 |
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Net Income | 5,909 |
| Loan Loss Allowance | 24,625 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 318,399 |
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Total loans | 2,403,621 |
| Total assets for the leverage ratio | 3,104,556 |
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Loans secured by real estate: | 2,081,993 |
| Tier 1 Leverage Ratio | 9.42 |
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Commercial and industrial loans | 200,691 |
| Tier 1 Capital Ratio | 11.14 |
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Loans to individuals - Credit Cards | 6,691 |
| Total Capital Ratio | 12.13 |
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Loans to individuals - Other | 12,257 |
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:· Lake Ridge Bank
