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 1st Financial Bank USA
1st Financial Bank USA
| RSSD ID 526452 | CERTIFICATE 1673 | ABA NUMBER 91404466 |
| 331 Dakota Dunes Blvd |
Quarter Ended : |
2025-12-31 |
| Dakota Dunes, South Dakota, 57049 |
Updated : |
2026-01-27 |
| www.1fbusa.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
031 |
Foreign Offices : |
Yes |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
326 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,347,303 |
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Total Interest Income | 157,074 |
| Total Liabilities | 1,123,134 |
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Total NonInterest Income | 50,608 |
| Total Bank Equity Capital | 224,169 |
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Total Interest Expense | 44,895 |
| Domestic Deposits | 1,039,908 |
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Total NonInterest Expense | 124,108 |
| Total Deposits | 1,039,908 |
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Net Income | 14,214 |
| Net Loans & Leases | 947,310 |
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Net Charge Offs | 21,723 |
| Loan Loss Allowance | 17,144 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 236,854 |
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Total loans | 659,449 |
| Total assets for the leverage ratio | 1,337,151 |
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Loans secured by real estate: | 220,456 |
| Leverage ratio | 16.73 |
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Commercial and industrial loans | 28,722 |
| Tier 1 Capital Ratio | 21.41 |
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Loans to individuals - Credit Cards | 357,823 |
| Total Capital Ratio | 22.67 |
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Loans to individuals - Other | 9,963 |
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:· 1st Financial Bank USA
