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 1st Summit Bank
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1st Summit Bank
| RSSD ID 526519 | CERTIFICATE 8426 | ABA NUMBER 31316815 |
| 125 Donald Ln |
Quarter Ended : |
2026-03-31 |
| Johnstown, Pennsylvania, 15904 |
Updated : |
2026-04-27 |
| www.1stsummit.bank |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
199 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,512,087 |
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Total Interest Income | 16,115 |
| Total Liabilities | 1,405,708 |
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Total NonInterest Income | 1,897 |
| Total Bank Equity Capital | 106,379 |
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Total Interest Expense | 7,373 |
| Total Deposits | 1,192,378 |
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Total NonInterest Expense | 8,217 |
| Net Loans & Leases | 891,582 |
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Net Income | 2,377 |
| Loan Loss Allowance | 6,965 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 136,532 |
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Total loans | 886,003 |
| Total assets for the leverage ratio | 1,505,969 |
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Loans secured by real estate: | 721,309 |
| Tier 1 Leverage Ratio | 8.58 |
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Commercial and industrial loans | 95,580 |
| Tier 1 Capital Ratio | 13.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.49 |
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Loans to individuals - Other | 14,603 |
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:· 1st Summit Bank
