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Security State Bank
Security State Bank
| RSSD ID 527749 | CERTIFICATE 18448 | ABA NUMBER 73908359 |
| 207 Isabella St |
Quarter Ended : |
2025-12-31 |
| Radcliffe, Iowa, 50230 |
Updated : |
2026-01-27 |
| www.ssbiowa.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 113,729 |
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Total Interest Income | 5,477 |
| Total Liabilities | 103,889 |
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Total NonInterest Income | 201 |
| Total Bank Equity Capital | 9,840 |
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Total Interest Expense | 2,472 |
| Total Deposits | 103,531 |
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Total NonInterest Expense | 2,271 |
| Net Loans & Leases | 57,644 |
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Net Income | 826 |
| Loan Loss Allowance | 585 |
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Net Charge Offs | 94 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 10,347 |
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Total loans | 56,378 |
| Total assets for the leverage ratio | 119,627 |
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Loans secured by real estate: | 23,256 |
| Tier 1 Leverage Ratio | 8.16 |
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Commercial and industrial loans | 12,955 |
| Tier 1 Capital Ratio | 13.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.65 |
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Loans to individuals - Other | 8,352 |
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