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Ohio State Bank
Ohio State Bank
| RSSD ID 5312593 | CERTIFICATE 59144 | ABA NUMBER 44015941 |
| 2106 E Main St |
Quarter Ended : |
2025-12-31 |
| Bexley, Ohio, 43209 |
Updated : |
2026-01-27 |
| www.bankatosb.com |
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| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 482,811 |
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Total Interest Income | 23,984 |
| Total Liabilities | 431,275 |
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Total NonInterest Income | 206 |
| Total Bank Equity Capital | 51,536 |
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Total Interest Expense | 14,712 |
| Total Deposits | 411,341 |
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Total NonInterest Expense | 5,658 |
| Net Loans & Leases | 426,631 |
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Net Income | 2,731 |
| Loan Loss Allowance | 4,739 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 429,456 |
| Total assets for the leverage ratio | 473,029 |
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Loans secured by real estate: | 415,470 |
| Tier 1 Leverage Ratio | 10.99 |
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Commercial and industrial loans | 13,777 |
| Off Balance Sheet Exposures (%) | 15.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 37 |
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