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 Royal Bank
Royal Bank
| RSSD ID 532042 | CERTIFICATE 13454 | ABA NUMBER 75903116 |
| 202 Main St |
Quarter Ended : |
2025-03-31 |
| Elroy, Wisconsin, 53929 |
Updated : |
2025-04-29 |
| www.royalbank-usa.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
21 |
Number of Employees : |
147 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 759,992 |
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Total Interest Income | 9,138 |
| Total Liabilities | 680,911 |
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Total NonInterest Income | 1,126 |
| Total Bank Equity Capital | 79,081 |
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Total Interest Expense | 2,318 |
| Total Deposits | 673,809 |
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Total NonInterest Expense | 4,880 |
| Net Loans & Leases | 497,682 |
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Net Income | 2,457 |
| Loan Loss Allowance | 7,675 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,411 |
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Total loans | 504,665 |
| Total assets for the leverage ratio | 754,098 |
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Loans secured by real estate: | 387,444 |
| Tier 1 Leverage Ratio | 10.24 |
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Commercial and industrial loans | 39,151 |
| Tier 1 Capital Ratio | 15.61 |
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Loans to individuals - Credit Cards | 310 |
| Total Capital Ratio | 16.86 |
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Loans to individuals - Other | 15,351 |
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:· Royal Bank
