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 Ipswich State Bank
Ipswich State Bank
| RSSD ID 532453 | CERTIFICATE 15593 | ABA NUMBER 91408792 |
| 301 First Avenue |
Quarter Ended : |
2025-12-31 |
| Ipswich, South Dakota, 57451 |
Updated : |
2026-01-23 |
| www.isbipswich.com |
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| Institution Profile |
| Year Opened : |
1938 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 75,071 |
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Total Interest Income | 3,288 |
| Total Liabilities | 63,618 |
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Total NonInterest Income | 73 |
| Total Bank Equity Capital | 11,453 |
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Total Interest Expense | 857 |
| Total Deposits | 62,753 |
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Total NonInterest Expense | 1,258 |
| Net Loans & Leases | 34,207 |
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Net Income | 1,194 |
| Loan Loss Allowance | 255 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,621 |
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Total loans | 33,682 |
| Total assets for the leverage ratio | 73,618 |
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Loans secured by real estate: | 9,585 |
| Tier 1 Leverage Ratio | 15.44 |
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Commercial and industrial loans | 3,270 |
| Tier 1 Capital Ratio | 27.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.79 |
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Loans to individuals - Other | 1,240 |
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:· Ipswich State Bank
