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The Exchange State Bank of St. Paul, Kansas
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The Exchange State Bank of St. Paul, Kansas
| RSSD ID 534859 | CERTIFICATE 14556 | ABA NUMBER 101111681 |
| 408 5th Street |
Quarter Ended : |
2026-03-31 |
| Saint Paul, Kansas, 66771 |
Updated : |
2026-04-17 |
| www.esbks.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 104,767 |
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Total Interest Income | 1,489 |
| Total Liabilities | 92,924 |
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Total NonInterest Income | 50 |
| Total Bank Equity Capital | 11,843 |
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Total Interest Expense | 406 |
| Total Deposits | 88,619 |
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Total NonInterest Expense | 595 |
| Net Loans & Leases | 66,960 |
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Net Income | 398 |
| Loan Loss Allowance | 870 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 66,772 |
| Total assets for the leverage ratio | 104,868 |
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Loans secured by real estate: | 37,658 |
| Tier 1 Leverage Ratio | 11.29 |
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Commercial and industrial loans | 11,309 |
| Off Balance Sheet Exposures (%) | 6.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,421 |
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