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The Shelby County State Bank
The Shelby County State Bank
RSSD ID 536349 | CERTIFICATE 1553 | ABA NUMBER 73903396 |
508 Court St |
Quarter Ended : |
2025-03-31 |
Harlan, Iowa, 51537 |
Updated : |
2025-04-23 |
www.scsbnet.com |
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Institution Profile |
Year Opened : |
1909 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
14 |
Number of Employees : |
81 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 541,168 |
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Total Interest Income | 6,198 |
Total Liabilities | 485,238 |
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Total NonInterest Income | 527 |
Total Bank Equity Capital | 55,930 |
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Total Interest Expense | 1,769 |
Total Deposits | 483,071 |
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Total NonInterest Expense | 2,726 |
Net Loans & Leases | 360,963 |
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Net Income | 1,653 |
Loan Loss Allowance | 4,331 |
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Net Charge Offs | 12 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 54,936 |
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Total loans | 356,979 |
Total assets for the leverage ratio | 533,741 |
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Loans secured by real estate: | 177,366 |
Tier 1 Leverage Ratio | 9.48 |
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Commercial and industrial loans | 27,441 |
Tier 1 Capital Ratio | 12.72 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.81 |
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Loans to individuals - Other | 11,815 |
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