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 Farmers State Bank
Farmers State Bank
| RSSD ID 537243 | CERTIFICATE 5797 | ABA NUMBER 73918569 |
| 99 7th St N |
Quarter Ended : |
2025-12-31 |
| Northwood, Iowa, 50459 |
Updated : |
2026-01-30 |
| www.fsbbanks.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
8 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 220,683 |
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Total Interest Income | 11,432 |
| Total Liabilities | 199,455 |
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Total NonInterest Income | 608 |
| Total Bank Equity Capital | 21,228 |
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Total Interest Expense | 4,003 |
| Total Deposits | 182,532 |
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Total NonInterest Expense | 5,435 |
| Net Loans & Leases | 157,676 |
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Net Income | 1,215 |
| Loan Loss Allowance | 1,860 |
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Net Charge Offs | 346 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 151,961 |
| Total assets for the leverage ratio | 219,053 |
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Loans secured by real estate: | 104,319 |
| Tier 1 Leverage Ratio | 12.43 |
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Commercial and industrial loans | 12,676 |
| Off Balance Sheet Exposures (%) | 7.96 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,558 |
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:· Farmers State Bank
