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Extraco Banks, National Association
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Extraco Banks, National Association
| RSSD ID 537560 | CERTIFICATE 5551 | ABA NUMBER 111900581 |
| 3615 S 31st St |
Quarter Ended : |
2026-03-31 |
| Temple, Texas, 76502 |
Updated : |
2026-04-24 |
| www.extracobanks.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
16 |
Number of Employees : |
303 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,495,690 |
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Total Interest Income | 28,183 |
| Total Liabilities | 2,283,267 |
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Total NonInterest Income | 4,593 |
| Total Bank Equity Capital | 212,423 |
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Total Interest Expense | 11,537 |
| Total Deposits | 2,029,341 |
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Total NonInterest Expense | 15,993 |
| Net Loans & Leases | 1,300,077 |
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Net Income | 5,004 |
| Loan Loss Allowance | 32,058 |
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Net Charge Offs | 187 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 229,966 |
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Total loans | 1,323,823 |
| Total assets for the leverage ratio | 2,449,402 |
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Loans secured by real estate: | 1,033,282 |
| Tier 1 Leverage Ratio | 8.7 |
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Commercial and industrial loans | 33,851 |
| Tier 1 Capital Ratio | 15.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.13 |
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Loans to individuals - Other | 201,964 |
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