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The First Central National Bank of St. Paris
The First Central National Bank of St. Paris
RSSD ID 538222 | CERTIFICATE 15214 | ABA NUMBER 44107163 |
103 S Springfield St |
Quarter Ended : |
2025-03-31 |
St. Paris, Ohio, 43072 |
Updated : |
2025-04-15 |
www.firststparis.com |
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Institution Profile |
Year Opened : |
1880 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
4 |
Number of Employees : |
23 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 95,438 |
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Total Interest Income | 994 |
Total Liabilities | 76,771 |
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Total NonInterest Income | 92 |
Total Bank Equity Capital | 18,667 |
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Total Interest Expense | 209 |
Total Deposits | 75,312 |
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Total NonInterest Expense | 673 |
Net Loans & Leases | 55,859 |
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Net Income | 174 |
Loan Loss Allowance | 484 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 19,282 |
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Total loans | 55,418 |
Total assets for the leverage ratio | 94,215 |
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Loans secured by real estate: | 46,254 |
Tier 1 Leverage Ratio | 19.93 |
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Commercial and industrial loans | 2,266 |
Tier 1 Capital Ratio | 30.72 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 31.54 |
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Loans to individuals - Other | 1,513 |
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