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The First Central National Bank of St. Paris
The First Central National Bank of St. Paris
RSSD ID 538222 | CERTIFICATE 15214 | ABA NUMBER 44107163
103 S Springfield St Quarter Ended : 2025-03-31
St. Paris, Ohio, 43072 Updated : 2025-04-15
www.firststparis.com

Institution Profile
Year Opened : 1880 Institution Type : Commercial bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : Yes S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Agricultural Specialization
Number of Offices : 4 Number of Employees : 23
Related Company Filings Regulator
 CENTRAL BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets95,438
Total Interest Income994
Total Liabilities76,771
Total NonInterest Income92
Total Bank Equity Capital18,667
Total Interest Expense209
Total Deposits75,312
Total NonInterest Expense673
Net Loans & Leases55,859
Net Income174
Loan Loss Allowance484
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital19,282
Total loans55,418
Total assets for the leverage ratio94,215
Loans secured by real estate:46,254
Tier 1 Leverage Ratio19.93
Commercial and industrial loans2,266
Tier 1 Capital Ratio30.72
Loans to individuals - Credit Cards0
Total Capital Ratio31.54
Loans to individuals - Other1,513





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury