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 Gulf Capital Bank
Gulf Capital Bank
| RSSD ID 5382514 | CERTIFICATE 59185 | ABA NUMBER 113026201 |
| 1 Riverway |
Quarter Ended : |
2025-03-31 |
| Houston, Texas, 77056 |
Updated : |
2025-04-22 |
| www.gulfcapitalbank.com |
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| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 568,806 |
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Total Interest Income | 7,677 |
| Total Liabilities | 496,564 |
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Total NonInterest Income | 200 |
| Total Bank Equity Capital | 72,242 |
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Total Interest Expense | 4,021 |
| Total Deposits | 421,104 |
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Total NonInterest Expense | 3,004 |
| Net Loans & Leases | 266,417 |
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Net Income | 347 |
| Loan Loss Allowance | 3,134 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 80,045 |
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Total loans | 236,825 |
| Total assets for the leverage ratio | 543,064 |
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Loans secured by real estate: | 112,407 |
| Tier 1 Leverage Ratio | 14.11 |
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Commercial and industrial loans | 123,735 |
| Tier 1 Capital Ratio | 18.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.9 |
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Loans to individuals - Other | 182 |
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:· Gulf Capital Bank
