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 Presidential Bank, FSB
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Presidential Bank, FSB
| RSSD ID 538473 | CERTIFICATE 32363 | ABA NUMBER 255073345 |
| 4520 East West Hwy |
Quarter Ended : |
2026-03-31 |
| Bethesda, Maryland, 20814 |
Updated : |
2026-04-29 |
| www.presidential.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
358 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,022,009 |
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Total Interest Income | 14,629 |
| Total Liabilities | 930,979 |
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Total NonInterest Income | 7,686 |
| Total Bank Equity Capital | 91,030 |
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Total Interest Expense | 6,587 |
| Total Deposits | 907,853 |
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Total NonInterest Expense | 14,290 |
| Net Loans & Leases | 683,820 |
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Net Income | 349 |
| Loan Loss Allowance | 7,860 |
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Net Charge Offs | 250 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 102,542 |
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Total loans | 767,622 |
| Total assets for the leverage ratio | 1,024,774 |
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Loans secured by real estate: | 699,926 |
| Tier 1 Leverage Ratio | 9.12 |
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Commercial and industrial loans | 23,019 |
| Tier 1 Capital Ratio | 12.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.12 |
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Loans to individuals - Other | 44,677 |
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:· Presidential Bank, FSB
