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 Presidential Bank, FSB
Presidential Bank, FSB
| RSSD ID 538473 | CERTIFICATE 32363 | ABA NUMBER 255073345 |
| 4520 East West Hwy |
Quarter Ended : |
2025-03-31 |
| Bethesda, Maryland, 20814 |
Updated : |
2025-04-29 |
| www.presidential.com |
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| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
333 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 956,132 |
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Total Interest Income | 13,828 |
| Total Liabilities | 868,867 |
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Total NonInterest Income | 6,815 |
| Total Bank Equity Capital | 87,265 |
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Total Interest Expense | 6,596 |
| Total Deposits | 847,723 |
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Total NonInterest Expense | 12,477 |
| Net Loans & Leases | 696,043 |
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Net Income | 701 |
| Loan Loss Allowance | 7,676 |
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Net Charge Offs | 434 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 98,063 |
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Total loans | 748,796 |
| Total assets for the leverage ratio | 931,476 |
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Loans secured by real estate: | 664,485 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 39,853 |
| Tier 1 Capital Ratio | 12.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.77 |
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Loans to individuals - Other | 44,458 |
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:· Presidential Bank, FSB
