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 First National Bank in Philip
First National Bank in Philip
| RSSD ID 538754 | CERTIFICATE 3999 | ABA NUMBER 91404369 |
| 103 E Oak Street |
Quarter Ended : |
2025-03-31 |
| Philip, South Dakota, 57567 |
Updated : |
2025-04-15 |
| www.fnbphilip.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 422,827 |
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Total Interest Income | 5,515 |
| Total Liabilities | 377,489 |
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Total NonInterest Income | 293 |
| Total Bank Equity Capital | 45,338 |
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Total Interest Expense | 2,392 |
| Total Deposits | 372,702 |
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Total NonInterest Expense | 1,544 |
| Net Loans & Leases | 234,767 |
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Net Income | 1,782 |
| Loan Loss Allowance | 3,755 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,607 |
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Total loans | 236,538 |
| Total assets for the leverage ratio | 424,073 |
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Loans secured by real estate: | 97,640 |
| Tier 1 Leverage Ratio | 11.99 |
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Commercial and industrial loans | 26,894 |
| Tier 1 Capital Ratio | 16.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.94 |
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Loans to individuals - Other | 2,031 |
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:· First National Bank in Philip
