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 First National Bank in Philip
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First National Bank in Philip
| RSSD ID 538754 | CERTIFICATE 3999 | ABA NUMBER 91404369 |
| 103 E Oak Street |
Quarter Ended : |
2026-06-30 |
| Philip, South Dakota, 57567 |
Updated : |
2026-07-10 |
| www.fnbphilip.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
29 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 458,390 |
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Total Interest Income | 12,265 |
| Total Liabilities | 406,806 |
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Total NonInterest Income | 545 |
| Total Bank Equity Capital | 51,584 |
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Total Interest Expense | 4,410 |
| Total Deposits | 400,611 |
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Total NonInterest Expense | 2,938 |
| Net Loans & Leases | 277,296 |
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Net Income | 5,116 |
| Loan Loss Allowance | 3,850 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 59,476 |
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Total loans | 272,121 |
| Total assets for the leverage ratio | 461,519 |
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Loans secured by real estate: | 111,480 |
| Tier 1 Leverage Ratio | 12.05 |
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Commercial and industrial loans | 19,657 |
| Tier 1 Capital Ratio | 15.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.46 |
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Loans to individuals - Other | 2,351 |
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:· First National Bank in Philip
