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United Bank
United Bank
| RSSD ID 539377 | CERTIFICATE 32025 | ABA NUMBER 282974161 |
| 2600 S Thompson St |
Quarter Ended : |
2025-12-31 |
| Springdale, Arkansas, 72764 |
Updated : |
2026-01-21 |
| www.united-bk.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 297,849 |
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Total Interest Income | 19,027 |
| Total Liabilities | 266,692 |
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Total NonInterest Income | 584 |
| Total Bank Equity Capital | 31,157 |
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Total Interest Expense | 7,564 |
| Total Deposits | 263,334 |
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Total NonInterest Expense | 8,992 |
| Net Loans & Leases | 252,371 |
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Net Income | 2,685 |
| Loan Loss Allowance | 3,889 |
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Net Charge Offs | (88) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 34,340 |
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Total loans | 257,314 |
| Total assets for the leverage ratio | 303,594 |
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Loans secured by real estate: | 219,934 |
| Tier 1 Leverage Ratio | 10.28 |
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Commercial and industrial loans | 16,519 |
| Tier 1 Capital Ratio | 12.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.8 |
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Loans to individuals - Other | 20,860 |
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