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 F&M Bank
F&M Bank
| RSSD ID 542153 | CERTIFICATE 14922 | ABA NUMBER 104901513 |
| 204 N Main St |
Quarter Ended : |
2025-12-31 |
| West Point, Nebraska, 68788 |
Updated : |
2026-01-26 |
| www.fmbankne.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 377,441 |
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Total Interest Income | 19,608 |
| Total Liabilities | 339,439 |
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Total NonInterest Income | 3,334 |
| Total Bank Equity Capital | 38,002 |
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Total Interest Expense | 5,536 |
| Total Deposits | 335,103 |
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Total NonInterest Expense | 11,047 |
| Net Loans & Leases | 295,822 |
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Net Income | 5,765 |
| Loan Loss Allowance | 3,634 |
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Net Charge Offs | 284 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 286,906 |
| Total assets for the leverage ratio | 357,158 |
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Loans secured by real estate: | 180,347 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 15,798 |
| Off Balance Sheet Exposures (%) | 8.68 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,956 |
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:· F&M Bank
