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Civista Bank
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Civista Bank
| RSSD ID 542528 | CERTIFICATE 12982 | ABA NUMBER 41201635 |
| 100 E Water St |
Quarter Ended : |
2026-06-30 |
| Sandusky, Ohio, 44870 |
Updated : |
2026-07-27 |
| www.civista.bank |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
42 |
Number of Employees : |
560 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,286,454 |
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Total Interest Income | 112,620 |
| Total Liabilities | 3,651,540 |
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Total NonInterest Income | 17,469 |
| Total Bank Equity Capital | 634,914 |
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Total Interest Expense | 33,712 |
| Total Deposits | 3,486,108 |
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Total NonInterest Expense | 57,700 |
| Net Loans & Leases | 3,213,191 |
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Net Income | 31,096 |
| Loan Loss Allowance | 41,713 |
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Net Charge Offs | 790 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 572,937 |
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Total loans | 3,213,610 |
| Total assets for the leverage ratio | 4,188,979 |
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Loans secured by real estate: | 2,867,239 |
| Tier 1 Leverage Ratio | 12.71 |
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Commercial and industrial loans | 308,002 |
| Tier 1 Capital Ratio | 16.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.64 |
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Loans to individuals - Other | 32,596 |
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