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 Farmers Trust and Savings Bank
Farmers Trust and Savings Bank
| RSSD ID 543945 | CERTIFICATE 12858 | ABA NUMBER 73918857 |
| 125 W 4th St |
Quarter Ended : |
2025-03-31 |
| Spencer, Iowa, 51301 |
Updated : |
2025-04-18 |
| www.farmerstrust.bank |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 618,915 |
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Total Interest Income | 8,057 |
| Total Liabilities | 568,974 |
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Total NonInterest Income | 200 |
| Total Bank Equity Capital | 49,941 |
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Total Interest Expense | 4,444 |
| Total Deposits | 541,340 |
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Total NonInterest Expense | 2,531 |
| Net Loans & Leases | 507,297 |
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Net Income | 1,212 |
| Loan Loss Allowance | 6,095 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 61,408 |
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Total loans | 514,995 |
| Total assets for the leverage ratio | 623,946 |
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Loans secured by real estate: | 390,793 |
| Tier 1 Leverage Ratio | 8.83 |
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Commercial and industrial loans | 89,495 |
| Tier 1 Capital Ratio | 10.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.47 |
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Loans to individuals - Other | 4,669 |
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:· Farmers Trust and Savings Bank
