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 Citizens Savings Bank
Citizens Savings Bank
| RSSD ID 544447 | CERTIFICATE 12128 | ABA NUMBER 73915915 |
| 101 Church St |
Quarter Ended : |
2025-12-31 |
| Spillville, Iowa, 52168 |
Updated : |
2026-01-30 |
| www.bankingwithcsb.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 144,778 |
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Total Interest Income | 6,210 |
| Total Liabilities | 129,351 |
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Total NonInterest Income | 111 |
| Total Bank Equity Capital | 15,427 |
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Total Interest Expense | 3,496 |
| Total Deposits | 123,621 |
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Total NonInterest Expense | 2,075 |
| Net Loans & Leases | 66,401 |
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Net Income | 632 |
| Loan Loss Allowance | 1,237 |
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Net Charge Offs | 37 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 66,535 |
| Total assets for the leverage ratio | 154,487 |
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Loans secured by real estate: | 44,295 |
| Tier 1 Leverage Ratio | 15.55 |
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Commercial and industrial loans | 5,085 |
| Off Balance Sheet Exposures (%) | 7.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,772 |
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:· Citizens Savings Bank
