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 Central Bank
Central Bank
| RSSD ID 546544 | CERTIFICATE 15555 | ABA NUMBER 73903503 |
| 600 Lake Ave |
Quarter Ended : |
2025-03-31 |
| Storm Lake, Iowa, 50588 |
Updated : |
2025-04-25 |
| www.mycentral.bank |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
291 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,189,571 |
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Total Interest Income | 28,010 |
| Total Liabilities | 1,987,648 |
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Total NonInterest Income | 4,069 |
| Total Bank Equity Capital | 201,923 |
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Total Interest Expense | 13,000 |
| Total Deposits | 1,858,837 |
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Total NonInterest Expense | 15,048 |
| Net Loans & Leases | 1,863,314 |
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Net Income | 3,090 |
| Loan Loss Allowance | 19,747 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 214,216 |
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Total loans | 1,897,352 |
| Total assets for the leverage ratio | 2,165,848 |
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Loans secured by real estate: | 1,488,965 |
| Tier 1 Leverage Ratio | 8.96 |
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Commercial and industrial loans | 334,923 |
| Tier 1 Capital Ratio | 9.62 |
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Loans to individuals - Credit Cards | 3,004 |
| Total Capital Ratio | 10.61 |
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Loans to individuals - Other | 16,353 |
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:· Central Bank
