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 Central Bank
Central Bank
| RSSD ID 546544 | CERTIFICATE 15555 | ABA NUMBER 73903503 |
| 600 Lake Ave |
Quarter Ended : |
2025-12-31 |
| Storm Lake, Iowa, 50588 |
Updated : |
2026-02-09 |
| www.mycentral.bank |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
314 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,260,937 |
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Total Interest Income | 118,877 |
| Total Liabilities | 2,029,739 |
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Total NonInterest Income | 18,128 |
| Total Bank Equity Capital | 231,198 |
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Total Interest Expense | 50,559 |
| Total Deposits | 1,900,675 |
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Total NonInterest Expense | 63,579 |
| Net Loans & Leases | 1,929,349 |
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Net Income | 17,493 |
| Loan Loss Allowance | 19,792 |
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Net Charge Offs | (51) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 241,661 |
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Total loans | 1,934,017 |
| Total assets for the leverage ratio | 2,249,171 |
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Loans secured by real estate: | 1,524,100 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 338,857 |
| Tier 1 Capital Ratio | 10.56 |
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Loans to individuals - Credit Cards | 3,692 |
| Total Capital Ratio | 11.52 |
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Loans to individuals - Other | 14,609 |
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:· Central Bank
