|
 |
|
|
 Citizens State Bank
Citizens State Bank
| RSSD ID 54656 | CERTIFICATE 12501 | ABA NUMBER 111908965 |
| 1330 W Commerce St |
Quarter Ended : |
2025-03-31 |
| Buffalo, Texas, 75831 |
Updated : |
2025-04-28 |
| www.citizensstatebanktx.com |
|
| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
12 |
Number of Employees : |
105 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,027,134 |
|
Total Interest Income | 10,517 |
| Total Liabilities | 1,077,120 |
|
Total NonInterest Income | 834 |
| Total Bank Equity Capital | (49,986) |
|
Total Interest Expense | 6,270 |
| Total Deposits | 1,068,374 |
|
Total NonInterest Expense | 4,993 |
| Net Loans & Leases | 240,604 |
|
Net Income | (416) |
| Loan Loss Allowance | 3,811 |
|
Net Charge Offs | 22 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 243,670 |
| Total assets for the leverage ratio | 1,266,160 |
|
Loans secured by real estate: | 148,582 |
| Tier 1 Leverage Ratio | 12.75 |
|
Commercial and industrial loans | 62,019 |
| Off Balance Sheet Exposures (%) | 4.31 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 11,610 |
|
|
|
|
:· Citizens State Bank
