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 The State Bank
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The State Bank
| RSSD ID 550448 | CERTIFICATE 13715 | ABA NUMBER 73920997 |
| 1902 Hill Ave |
Quarter Ended : |
2026-03-31 |
| Spirit Lake, Iowa, 51360 |
Updated : |
2026-04-12 |
| www.statebankspiritlake.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 91,364 |
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Total Interest Income | 943 |
| Total Liabilities | 84,037 |
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Total NonInterest Income | 53 |
| Total Bank Equity Capital | 7,327 |
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Total Interest Expense | 344 |
| Total Deposits | 83,655 |
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Total NonInterest Expense | 392 |
| Net Loans & Leases | 41,132 |
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Net Income | 244 |
| Loan Loss Allowance | 1,287 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 42,806 |
| Total assets for the leverage ratio | 92,679 |
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Loans secured by real estate: | 33,818 |
| Tier 1 Leverage Ratio | 11.35 |
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Commercial and industrial loans | 4,702 |
| Off Balance Sheet Exposures (%) | 0.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,975 |
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:· The State Bank
