|
 |
|
|
 Hickory Point Bank and Trust
Hickory Point Bank and Trust
| RSSD ID 550635 | CERTIFICATE 22874 | ABA NUMBER 71124805 |
| 225 N Water St |
Quarter Ended : |
2025-12-31 |
| Decatur, Illinois, 62523 |
Updated : |
2026-01-29 |
| www.hickorypointbank.com |
|
| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
122 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 713,389 |
|
Total Interest Income | 34,692 |
| Total Liabilities | 635,928 |
|
Total NonInterest Income | 8,957 |
| Total Bank Equity Capital | 77,461 |
|
Total Interest Expense | 9,917 |
| Total Deposits | 628,002 |
|
Total NonInterest Expense | 23,015 |
| Net Loans & Leases | 435,176 |
|
Net Income | 8,125 |
| Loan Loss Allowance | 5,447 |
|
Net Charge Offs | (3) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 83,239 |
|
Total loans | 456,662 |
| Total assets for the leverage ratio | 721,095 |
|
Loans secured by real estate: | 411,784 |
| Tier 1 Leverage Ratio | 10.79 |
|
Commercial and industrial loans | 21,743 |
| Tier 1 Capital Ratio | 16.18 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.32 |
|
Loans to individuals - Other | 434 |
|
|
|
|
:· Hickory Point Bank and Trust
