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 Hickory Point Bank and Trust
Hickory Point Bank and Trust
| RSSD ID 550635 | CERTIFICATE 22874 | ABA NUMBER 71124805 |
| 225 N Water St |
Quarter Ended : |
2025-06-30 |
| Decatur, Illinois, 62523 |
Updated : |
2025-07-29 |
| www.hickorypointbank.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
126 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 738,160 |
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Total Interest Income | 17,508 |
| Total Liabilities | 663,371 |
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Total NonInterest Income | 4,249 |
| Total Bank Equity Capital | 74,789 |
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Total Interest Expense | 5,195 |
| Total Deposits | 651,068 |
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Total NonInterest Expense | 11,562 |
| Net Loans & Leases | 463,959 |
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Net Income | 3,814 |
| Loan Loss Allowance | 5,440 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 80,705 |
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Total loans | 476,457 |
| Total assets for the leverage ratio | 742,977 |
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Loans secured by real estate: | 424,502 |
| Tier 1 Leverage Ratio | 10.13 |
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Commercial and industrial loans | 25,664 |
| Tier 1 Capital Ratio | 14.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.71 |
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Loans to individuals - Other | 520 |
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:· Hickory Point Bank and Trust
