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 Citizens National Bank of Texas
Citizens National Bank of Texas
| RSSD ID 552161 | CERTIFICATE 5574 | ABA NUMBER 111901629 |
| 200 N Elm St |
Quarter Ended : |
2025-12-31 |
| Waxahachie, Texas, 75165 |
Updated : |
2026-01-30 |
| www.cnboftexas.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
157 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,093,733 |
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Total Interest Income | 127,141 |
| Total Liabilities | 1,838,702 |
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Total NonInterest Income | 14,592 |
| Total Bank Equity Capital | 255,031 |
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Total Interest Expense | 29,990 |
| Total Deposits | 1,795,022 |
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Total NonInterest Expense | 52,378 |
| Net Loans & Leases | 1,814,042 |
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Net Income | 41,661 |
| Loan Loss Allowance | 20,304 |
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Net Charge Offs | 1,707 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 273,435 |
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Total loans | 1,794,421 |
| Total assets for the leverage ratio | 2,041,133 |
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Loans secured by real estate: | 1,582,933 |
| Tier 1 Leverage Ratio | 12.33 |
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Commercial and industrial loans | 182,786 |
| Tier 1 Capital Ratio | 13.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.1 |
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Loans to individuals - Other | 6,957 |
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:· Citizens National Bank of Texas
