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First Bank of Central Ohio
First Bank of Central Ohio
| RSSD ID 5528880 | CERTIFICATE 59249 | ABA NUMBER 44015967 |
| 6700 N High St |
Quarter Ended : |
2025-12-31 |
| Worthington, Ohio, 43085 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
2021 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 253,319 |
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Total Interest Income | 13,784 |
| Total Liabilities | 226,832 |
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Total NonInterest Income | 3,052 |
| Total Bank Equity Capital | 26,487 |
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Total Interest Expense | 6,697 |
| Total Deposits | 224,257 |
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Total NonInterest Expense | 9,273 |
| Net Loans & Leases | 192,322 |
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Net Income | (762) |
| Loan Loss Allowance | 2,287 |
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Net Charge Offs | 1,675 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 197,226 |
| Total assets for the leverage ratio | 238,600 |
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Loans secured by real estate: | 159,186 |
| Tier 1 Leverage Ratio | 10.63 |
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Commercial and industrial loans | 37,772 |
| Off Balance Sheet Exposures (%) | 1.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 266 |
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