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First Bank of Central Ohio
First Bank of Central Ohio
RSSD ID 5528880 | CERTIFICATE 59249 | ABA NUMBER 44015967 |
6700 N High St |
Quarter Ended : |
2025-03-31 |
Worthington, Ohio, 43085 |
Updated : |
2025-04-29 |
www.fbcentralohio.com |
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Institution Profile |
Year Opened : |
2021 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
33 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 207,244 |
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Total Interest Income | 2,987 |
Total Liabilities | 181,044 |
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Total NonInterest Income | 487 |
Total Bank Equity Capital | 26,200 |
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Total Interest Expense | 1,511 |
Total Deposits | 178,804 |
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Total NonInterest Expense | 2,124 |
Net Loans & Leases | 162,045 |
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Net Income | (188) |
Loan Loss Allowance | 2,212 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 161,581 |
Total assets for the leverage ratio | 196,310 |
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Loans secured by real estate: | 123,809 |
Tier 1 Leverage Ratio | 12.81 |
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Commercial and industrial loans | 37,749 |
Off Balance Sheet Exposures (%) | 1.48 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20 |
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