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Five Points Bank
Five Points Bank
| RSSD ID 554857 | CERTIFICATE 20488 | ABA NUMBER 104901678 |
| 2015 N Broadwell Ave |
Quarter Ended : |
2025-09-30 |
| Grand Island, Nebraska, 68803 |
Updated : |
2025-10-29 |
| www.5pointsbank.com |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
171 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,076,241 |
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Total Interest Income | 75,036 |
| Total Liabilities | 1,927,624 |
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Total NonInterest Income | 7,011 |
| Total Bank Equity Capital | 148,617 |
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Total Interest Expense | 32,827 |
| Total Deposits | 1,887,218 |
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Total NonInterest Expense | 25,378 |
| Net Loans & Leases | 1,269,103 |
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Net Income | 24,037 |
| Loan Loss Allowance | 18,765 |
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Net Charge Offs | (1,544) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 232,369 |
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Total loans | 1,264,127 |
| Total assets for the leverage ratio | 2,082,095 |
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Loans secured by real estate: | 901,162 |
| Tier 1 Leverage Ratio | 10.24 |
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Commercial and industrial loans | 336,374 |
| Tier 1 Capital Ratio | 13.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.87 |
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Loans to individuals - Other | 10,150 |
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