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Citizens Savings Bank and Trust Company
Citizens Savings Bank and Trust Company
| RSSD ID 55635 | CERTIFICATE 10319 | ABA NUMBER 64000185 |
| 2013 Jefferson St |
Quarter Ended : |
2025-09-30 |
| Nashville, Tennessee, 37208 |
Updated : |
2025-10-27 |
| www.bankcbn.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 187,819 |
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Total Interest Income | 8,244 |
| Total Liabilities | 170,371 |
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Total NonInterest Income | 534 |
| Total Bank Equity Capital | 17,448 |
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Total Interest Expense | 3,832 |
| Total Deposits | 168,834 |
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Total NonInterest Expense | 4,498 |
| Net Loans & Leases | 156,751 |
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Net Income | 233 |
| Loan Loss Allowance | 1,669 |
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Net Charge Offs | 423 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 19,192 |
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Total loans | 158,095 |
| Total assets for the leverage ratio | 186,267 |
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Loans secured by real estate: | 141,857 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 5,870 |
| Tier 1 Capital Ratio | 14.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.78 |
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Loans to individuals - Other | 4,428 |
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