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 RockPointBank, National Association
RockPointBank, National Association
| RSSD ID 5574430 | CERTIFICATE 59206 | ABA NUMBER 61309520 |
| 401 Chestnut St |
Quarter Ended : |
2025-03-31 |
| Chattanooga, Tennessee, 37402 |
Updated : |
2025-04-16 |
| www.rockpoint.bank |
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| Institution Profile |
| Year Opened : |
2021 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 318,892 |
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Total Interest Income | 4,207 |
| Total Liabilities | 279,789 |
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Total NonInterest Income | 95 |
| Total Bank Equity Capital | 39,103 |
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Total Interest Expense | 2,110 |
| Total Deposits | 267,261 |
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Total NonInterest Expense | 1,813 |
| Net Loans & Leases | 251,063 |
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Net Income | 267 |
| Loan Loss Allowance | 2,336 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,947 |
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Total loans | 250,249 |
| Total assets for the leverage ratio | 310,303 |
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Loans secured by real estate: | 219,147 |
| Tier 1 Leverage Ratio | 13.04 |
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Commercial and industrial loans | 28,963 |
| Tier 1 Capital Ratio | 16.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17 |
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Loans to individuals - Other | 2,212 |
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:· RockPointBank, National Association
