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 First State Bank
First State Bank
| RSSD ID 561145 | CERTIFICATE 15321 | ABA NUMBER 73921718 |
| 505 2nd St |
Quarter Ended : |
2025-03-31 |
| Webster City, Iowa, 50595 |
Updated : |
2025-04-25 |
| www.fsbwc.com |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
126 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 592,804 |
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Total Interest Income | 6,971 |
| Total Liabilities | 522,923 |
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Total NonInterest Income | 2,055 |
| Total Bank Equity Capital | 69,881 |
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Total Interest Expense | 2,994 |
| Total Deposits | 499,143 |
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Total NonInterest Expense | 4,455 |
| Net Loans & Leases | 478,921 |
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Net Income | 1,296 |
| Loan Loss Allowance | 5,394 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 469,502 |
| Total assets for the leverage ratio | 597,465 |
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Loans secured by real estate: | 318,132 |
| Tier 1 Leverage Ratio | 12.4 |
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Commercial and industrial loans | 44,144 |
| Off Balance Sheet Exposures (%) | 2.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,429 |
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:· First State Bank
