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 Summit State Bank
Summit State Bank
| RSSD ID 561574 | CERTIFICATE 32203 | ABA NUMBER 321181307 |
| 500 Bicentennial Way |
Quarter Ended : |
2025-09-30 |
| Santa Rosa, California, 95403 |
Updated : |
2025-10-29 |
| www.summitstatebank.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,006,522 |
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Total Interest Income | 43,992 |
| Total Liabilities | 906,794 |
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Total NonInterest Income | 1,647 |
| Total Bank Equity Capital | 99,728 |
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Total Interest Expense | 18,016 |
| Total Deposits | 888,785 |
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Total NonInterest Expense | 17,944 |
| Net Loans & Leases | 838,402 |
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Net Income | 5,729 |
| Loan Loss Allowance | 14,042 |
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Net Charge Offs | 1,783 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 118,424 |
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Total loans | 860,496 |
| Total assets for the leverage ratio | 1,011,681 |
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Loans secured by real estate: | 803,720 |
| Tier 1 Leverage Ratio | 10.24 |
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Commercial and industrial loans | 56,685 |
| Tier 1 Capital Ratio | 11.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.2 |
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Loans to individuals - Other | 91 |
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:· Summit State Bank
